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The Importance of SORF & TONA rate globally


Secured Overnight Financing Rate

SOFR, or the Secured Overnight Financing Rate, is a benchmark interest rate for dollar-denominated loans and derivatives. It is published by the Federal Reserve Bank of New York and is based on transactions in the overnight repurchase agreement (repo) market.

SOFR rate is crucial for Bangladesh because Bangladesh has to repay loan from World bank and IMF at the SORF rate. Since 2022, SOFR rate has been gradually raising due to the different issues come including Russia Ukrain War and several US banks collapse. In January 2022, it was 0.5%, but it is currently 5.33%. Recently Bangladesh got loan from world bank as budget support, where secures $400 million in Japanese yen currency. This strategical move helps Bangladesh to relief dollar pressure.

Tokyo Overnight Average Rate

TONA, or the Tokyo Overnight Average Rate, is a key interest rate benchmark used in Japan. It represents the average rate at which unsecured overnight loans are transacted in the Japanese interbank market. TONA is similar to other overnight rates like SOFR in the United States, Policy rate in the Bangladesh, LIBOR (London Interbank Offered rate) and serves as a critical component of Japan's financial system. Bangladesh will get significant benefits due to lower interest rate of TONA that is currently 0.08%. This lower rate helps Bangladesh to repay lower interest rate.

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